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Optimal Withdrawal Strategy for FIRE in Singapore: Using CPF LIFE, SRS and Brokerage Account Together

Reading Time: 15 minutes Why bother thinking about an optimal withdrawal strategy? Well, what’s the point in saving and investing if we’re not going to enjoy the fruits of our labour? Eventually, once we’ve accumulated enough in our retirement accounts to meet our FIRE number, we can pull the trigger and start living off of the income that can … Read more

My “never have to work again” number – An introduction to the Safe Withdrawal Rate

How much do you need to never have to work again?

Reading Time: 9 minutes This post will go into the basics of Safe Withdrawal Rate and the 4% rule, so if you’re already familiar with the concept, you may wish to skip this one. When speaking to my friends about financial independence – and the freedom you get from knowing you’ll never have to work again to earn money … Read more