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My FIRE Path : Looking back at 2019 progress, lessons learned and my goals for 2020

Reading Time: 14 minutes Photo by Swapnil Bapat on Unsplash What a year! What a year. Even though 2018 ended disastrously, the performance of 2019 completely made up for it. Since the major drop in at the end of last year, the market in 2019 went on to grow over 28%. Anybody who was buying into the market during … Read more

Dodge income tax (legally) on your path to FIRE in Singapore – Making use of the Supplementary Retirement Scheme (SRS)

Reading Time: 18 minutes Everybody has to pay income tax, but there’s no sense in paying more than you need to. What if there’s a perfectly legitimate way to reduce your tax obligations that is sanctioned by the Singapore government, would you take advantage of it? How would you even start? Well, the Supplementary Retirement Scheme (SRS) is one such way. In this article, I’ll be diving into the details on how SRS works, what you can do with it, as well as an example of how I will be incorporating it into my FIRE plan.

CPF on FIRE: The 10 Commandments you must follow before investing your CPF money

Reading Time: 9 minutes After the analysis I’ve been doing on the STI ETF and the findings that came from that analysis, it’s been making me wonder if we should be investing our CPF OA monies in the STI ETF for the better returns. If you’re not yet aware, as part of the CPF Investment Scheme (CPFIS), the Singapore … Read more