Removing STI ETF from my portfolio
Reading Time: 6 minutes Since 2016 the STI ETF has always been a part of my portfolio allocation, however I’m removing it going forward. Here’s why.
CPF
CPF on FIRE: Top up CPF LIFE to Enhanced Retirement Sum (ERS) or invest instead?
Reading Time: 14 minutes What’s the best way to optimise our retirement income using CPF LIFE? Should we top up our CPF RA to the Enhanced Retirement Sum or keep it at only the Full Retirement Sum and invest the difference? Let’s find out!
CPF on FIRE: The 10 Commandments you must follow before investing your CPF money
Reading Time: 10 minutes After the analysis I’ve been doing on the STI ETF and the findings that came from that analysis, it’s been making me wonder if we should be investing our CPF OA monies in the STI ETF for the better returns. If you’re not yet aware, as part of the CPF Investment Scheme (CPFIS), the Singapore … Read more
CPF on FIRE: CPF LIFE, what’s the optimal approach?
Reading Time: 9 minutes Update (25/12/2018 12:00PM SGT): As pointed out by Adriel in the comments section (Thanks for the heads up!), the original post had the ERS amount incorrectly at 2x the FRS, however the correct amount is 1.5x the FRS. This has been fixed and it impacts the result of the withdrawal rate analysis. The CPF LIFE Scheme is a life annuity scheme that provides Singapore Citizens and Permanent … Read more