Pursuing financial independence in Singapore.
Reading Time: 14 minutes Photo by Swapnil Bapat on Unsplash What a year! What a year. Even though 2018 ended disastrously, the performance of 2019 completely made up for it. Since the major drop in at the end of last year, the market in 2019 went on to grow over 28%. Anybody who was buying into the market during … Read more
Reading Time: 13 minutes Ah, one of the eternal debates in personal finance – should we buy or rent our home? Which is the optimal financial decision in Singapore? Let’s find out.
Reading Time: 13 minutes Have you wondered about the underlying reason for the long-term upwards trend of the stock market and why index investing works? Me too, so I wrote a thing.
Reading Time: 14 minutes With the increased interest and popularity of Robo Advisors in Singapore, how do they compare with the Bogleheads 3-Fund Portfolio? Which should we choose? Let’s take a look!
Reading Time: 15 minutes Why bother thinking about an optimal withdrawal strategy? Well, what’s the point in saving and investing if we’re not going to enjoy the fruits of our labour? Eventually, once we’ve accumulated enough in our retirement accounts to meet our FIRE number, we can pull the trigger and start living off of the income that can … Read more
Reading Time: 12 minutes Just got your bonus? Not sure what the best way to invest it – DCA or Lump Sum? Wonder no more as Lump Sum is the best way to go, here’s why.
Reading Time: 5 minutes Cars are one of the more expensive purchases in Singapore. More than just the up front cost, would you give up SGD 1,000 in passive income for it?
Reading Time: 9 minutes After the analysis I’ve been doing on the STI ETF and the findings that came from that analysis, it’s been making me wonder if we should be investing our CPF OA monies in the STI ETF for the better returns. If you’re not yet aware, as part of the CPF Investment Scheme (CPFIS), the Singapore … Read more
Reading Time: 10 minutes What kind of returns would you get if you
Reading Time: 8 minutes What are the rate of returns of the STI ETF look for rolling investment windows of 5, 6, 7, 8, 9 or 10 years? What’s the most likely returns you’d get based on the length of your investment and how does the length of investment affect your returns? I did the analysis and compiled the results here.